Welcome to the Health Insurance Marketplace®. Official government website.
Healthcare.gov is the official health insurance marketplace for Americans to find, compare, and enroll in affordable health insurance plans. It serves as a central platform for individuals, families, and small businesses to access health coverage options under the Affordable Care Act (ACA). The site provides comprehensive information on health insurance plans, including coverage details, costs, and eligibility criteria for subsidies and other financial assistance.
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Allows users to compare different health insurance plans based on coverage, premiums, deductibles, and out-of-pocket costs.
Helps users determine their eligibility for Medicaid, CHIP, and premium tax credits.
Provides step-by-step guidance for enrolling in a health insurance plan, including deadlines and required documentation.
Estimates the total cost of health insurance plans, including premiums, deductibles, and out-of-pocket maximums.
Enables users to search for doctors, hospitals, and other healthcare providers within their plan's network.
Offers various support options, including live chat, phone support, and a comprehensive FAQ section.
Provides a mobile application for iOS and Android devices, allowing users to manage their health insurance on the go.
Supports multiple languages to assist non-English speaking users in navigating the site and understanding their health insurance options.
Ensures user data is protected with advanced security measures and privacy policies.
Offers a wide range of educational materials, including articles, videos, and tutorials on health insurance and the ACA.
Healthcare.gov was established as part of the Affordable Care Act (ACA) to provide a marketplace for health insurance plans that meet ACA standards.
There is a specific period each year, known as the Open Enrollment Period, during which individuals can sign up for health insurance or change their existing plan.
Outside of the Open Enrollment Period, individuals may qualify for a Special Enrollment Period due to life events such as marriage, birth of a child, or loss of other health coverage.
Healthcare.gov also provides information and application assistance for Medicaid and the Children's Health Insurance Program (CHIP), which offer free or low-cost health coverage to eligible individuals and families.
The site acts as a marketplace where private insurance companies offer a variety of health plans, and consumers can choose the one that best fits their needs and budget.
Security headers report is a very important part of user data protection. Learn more about http headers for healthcare.gov