Perpay | Make your paycheck work harder for you.
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid.
Perpay is a financial technology company that offers a unique shopping platform allowing users to purchase products and pay for them over time without the need for a credit check. It integrates shopping with credit building, enabling users to improve their credit scores while buying the products they need.
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Citation Level
2014
English, etc
Website Key Features
No Credit Check
Users can shop and pay over time without undergoing a credit check, making it accessible to those with limited or no credit history.
Credit Building
Perpay reports payments to credit bureaus, helping users build or improve their credit scores over time.
Flexible Payment Plans
Offers flexible payment plans that allow users to pay for their purchases in manageable installments.
Wide Product Selection
Provides a wide range of products from electronics to home goods, allowing users to shop for various needs.
Easy Application Process
The application process is straightforward and quick, requiring minimal information to get started.
Mobile App
Perpay offers a mobile app for iOS and Android, making it convenient for users to shop and manage their payments on the go.
Transparent Fees
All fees and payment terms are clearly disclosed upfront, ensuring users know exactly what they are agreeing to.
Additional information
Headquarters
Philadelphia, Pennsylvania, USA
Target Audience
Individuals looking to build or improve their credit score while purchasing necessary goods.
Business Model
Perpay operates on a partnership model with retailers and manufacturers to offer products directly to consumers.
Community Impact
Focuses on financial inclusion by providing access to credit for underserved populations.
Technology
Utilizes proprietary technology to assess user payment reliability without traditional credit checks.
HTTP headers
Security headers report is a very important part of user data protection. Learn more about http headers for perpay.com