VA Learning University
VA Learning University (VALU) is VA’s Corporate University. VALU provides training and tools to help you build your knowledge, improve your skills and improve service to Veterans and their families. Navigate the VALU site to learn more about all the tools and resources VALU offers.
The official website for the U.S. Department of Veterans Affairs (VA) Loan Guaranty Service, providing veterans, service members, and their families with access to home loan benefits and resources. The site offers comprehensive information on VA home loans, including eligibility requirements, loan limits, and the application process. It also serves as a platform for accessing VA forms, finding approved lenders, and understanding the benefits of VA home loans.
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Website Key Features
Eligibility Requirements
Detailed information on who qualifies for VA home loans, including service requirements for veterans, active-duty service members, and select reservists and National Guard members.
Loan Limits
Information on the maximum loan amounts available without a down payment in different counties across the U.S.
Application Process
Step-by-step guidance on how to apply for a VA home loan, including how to obtain a Certificate of Eligibility (COE).
VA Forms
Access to all necessary VA forms for home loan applications and related services.
Approved Lenders
A tool to find lenders approved by the VA to offer home loan products to eligible borrowers.
Benefits of VA Home Loans
Comprehensive overview of the advantages of VA home loans, including no down payment, no private mortgage insurance, and competitive interest rates.
Refinancing Options
Information on VA refinancing options, including the Interest Rate Reduction Refinance Loan (IRRRL) and cash-out refinance.
Home Buying Process
Guidance on the home buying process for first-time and experienced buyers, including tips on finding a home and making an offer.
Avoiding Foreclosure
Resources and advice for veterans facing financial difficulties and potential foreclosure on their VA home loan.
Customer Support
Access to customer support services, including FAQs, contact information, and live chat options for assistance with VA home loans.
Additional information
Mission Statement
To help veterans, service members, and their families achieve the dream of homeownership by providing them with access to affordable home loan options.
Privacy Policy
The site adheres to strict privacy policies to protect the personal information of its users, in compliance with federal laws and regulations.
Accessibility
The website is designed to be accessible to all users, including those with disabilities, in accordance with the Web Content Accessibility Guidelines (WCAG).
Security Measures
Implements advanced security measures to protect user data and transactions, including encryption and secure authentication processes.
Updates and News
Regular updates and news about VA home loan programs, policy changes, and other relevant information for veterans and their families.
HTTP headers
Security headers report is a very important part of user data protection. Learn more about http headers for www.valu.va.gov