FloodSmart.gov is the official site of the National Flood Insurance Program (NFIP), aimed at providing comprehensive information about flood insurance, flood risks, and how to protect homes and businesses from flood damage. The site serves as a resource for homeowners, renters, and business owners to understand their flood risk, learn about the benefits of flood insurance, and find agents who sell flood insurance policies.
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3.2 pages per visit
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Provides tools and resources to assess the flood risk for a specific property or area.
Detailed information on flood insurance policies, coverage options, and how to purchase a policy.
A tool to find local insurance agents who are authorized to sell NFIP flood insurance policies.
Access to the latest flood maps to understand the flood risk in different areas.
Guidance on how to file a flood insurance claim and what to expect during the process.
Practical advice and tips on how to reduce flood risk and protect property from flood damage.
Information on community floodplain management and how communities can reduce flood risk.
A variety of educational resources, including brochures, videos, and FAQs about flood insurance and flood risk.
Resources and guidance for recovery after a flood event, including financial assistance and rebuilding tips.
Tools and information for current policyholders, including policy renewal and premium payment options.
The NFIP is managed by the Federal Emergency Management Agency (FEMA) and works with more than 50 private insurance companies to offer flood insurance.
Communities that participate in the NFIP agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.
FIRMs are used to determine flood insurance requirements and premiums. They are updated periodically to reflect changes in flood risk.
The NFIP offers grants and assistance for flood mitigation projects that reduce or eliminate the long-term risk of flood damage to buildings insured under the program.
The NFIP is subject to federal legislation, which can affect policy terms, coverage limits, and program funding.
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